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Garden of Variety

I start most mornings in my garden with a cup of coffee. A perk for having a home office. Now at my desk I find I have received 8 new cases. They involve 3 different attorneys, 3 different software...

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Legalese: Chapter 7

Frequently referred to as a “liquidation,” “straight,” or “fresh start” bankruptcy, Chapter 7 bankruptcies are available to individuals, married couples, and small business owners. This definition is...

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US Trustee and Chapter 13 Disposable Income Test

Statement of the U.S. Trustee Program’s Position on Legal Issues Arising Under the Chapter 13 Disposable Income Test This is a must-download link. Each line of Form 22c (Chapter 13 Means Test) is...

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Reasons Not to Use a Paralegal for Your Bankruptcy Case

My phone rings on average of once a week with callers seeking bankruptcy assistance from a paralegal so that they can avoid the higher fees for a lawyer. They have a do-it-yourself mindset and believe...

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Does new credit to borrowers mean future bankruptcy cases?

A few years ago, when bankruptcy filings were just beginning to soar, a very experienced bankruptcy lawyer told me that I could expect to see this high volume of bankruptcy cases for about two to three...

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Updated Median Family Income figures go into effect on May 1, 2012

Update your bankruptcy software! Chapter 7 and Chapter 13 bankruptcy cases filed on or after May 1, 2012 will use the new data for completing Form 22A and Form 22C. Debtors filing Chapter 7 cases use...

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